There are two ways to enable SSH - via the pushbutton menu on the emonPi, or by making an empty file on the SD card after you’ve flashed the image to it. Details are here: emonSD Download — OpenEnergyMonitor 0.0.1 documentation
I use this on the laptop I’m typing on, and have never had a problem (I don’t set a password on the file so this machine - not the user - has access to the emonPi. This is OK because the whole machine is encrypted anyway.)
I’m not a Pi expert - you might have to wait a bit for one of those - but I’d suspect your image didn’t get written properly, or maybe the update didn’t complete after all.
There was a problem with Raspberry Pi imager reported recently: Login Problems - #16 by Robert.Wall
You might want to look at this alternative - though I’ve no experience with it: Alternative to Etcher to write images: USBImager