Do you have a multimeter capable of reading 415v AC and are you competent working with high voltages?
Measuring from the HWS supply line, If you measure AC voltage between there and each of the phases at another location where the phases can be identified (eg dist board?) you should measure ~415v to the 2 “other phases”, you will get (close to) 0 volts when measuring between 2 points on the same phase. So of the 3 measurements, the one that is 0’ish not 415v is the phase your HWS is on.
But please do not attempt any work on high voltage circuits unless you are confident in what you are doing.
Each CT needs a voltage signal from the same phase to get an accurate power reading. This becomes more important with non-unity loads (eg the AC). To measure 3ph the ideal is to have 3 Vac signals for the CT’s to use, but that is not always possible and sometimes it’s cost prohibitive, so there are other ways of doing it, eg using a 3ph sketch that uses the ac signal of one phase to guess the other 2, this is reasonably accurate on well balanced 3 phase installs but not so much when there are differences in voltage signals between the phases.
Your first option shows multiple phases connected to one device, so I assumed you had chosen to use a 3ph sketch, accepting it’s shortfalls.
the second diagram uses a device per phase (except for the HWS), so knowingly or otherwise, you have suggested a more accurate method as each ct has a voltage signal to work with, assuming you were planning on an AC adapter for each device.
So the increased accuracy in the second diagram comes prodominantly from being 3 “per phase” devices and not so much because of the single CT in the first diag.
In the first diag, even the meter CT’s could be somewhat off (although not definite), because of the way the emonTx will guestimate 2 of the 3 phases, then to that you will (I assume) triple the AC power used, this will work as an indication and you might get pretty reasonable results, but it’s not guaranteed.
Either way, to be able to plan a system and then to get valid results, you need to know what phase the HWS is on.